Sell your urgent care business.

How urgent-care purchases get financed

Urgent care finances on visits a covering bench can keep and a payer mix that credentials after close. SBA 7(a) and healthcare lenders will look at a center with a medical director who is not only the seller, mid-level coverage already on the schedule, and collections that are not one flu season annualized. Corporate practice of medicine applies in many states — a non-physician buyer needs a friendly PC or MSO path before the bank commits.

Unused occupational-medicine retainers and membership products are liabilities. Credentialing lag is working capital. Seller notes and standby notes fill equity when the selling physician still covers most shifts. We show visits by provider and the director agreement, not a Saturday waiting-room photo.

Who typically buys an urgent care

Physician groups and existing urgent-care operators adding a box, regional platforms when two or more sites already share a director, and occasional occ-med buyers. A first-time non-physician without a CPOM structure is not a funded buyer we will pretend is ready.